The Australian Treasury’s Retirement Income Review report potentially supports the government’s plans to slow down the increase in the superannuation guarantee and encourage retirees to use the equity in their homes to fund their retirement. Is this a viable way forward? Three experts weigh in.
A series of difficult consequences awaits those who haven't yet sought adequate advice on early access to their superannuation.
Drastic times have called for drastic measures in terms of access to superannuation. At the heart of it all is the repeated question: what is the purpose of super, and how will that change in the future?
How can accountants remain the first port of call for employers looking to choose a MySuper default fund without crossing the divide into advice land?
An estimated A$2.3 billion in superannuation is tangled and unpaid in the Australian system. Here’s how to keep track of your crucial lifelong investment.
Australians pay a high cost for their compulsory superannuation system.
Improving the financial resilience of First Nations people can change lives, and there's a role for accountants.
Rising wealth and longevity - throw blended families into the mix and conditions are ripe for family acrimony and legal action when someone dies and their estate is distributed.
The argument over raising compulsory employer superannuation contributions often misses the impact on the wider economy and ignores alternatives to boosting retirement incomes.
What's a comfortable retirement income in Australia, and how much super do Australians need to achieve it? It depends on who you ask.
The growth of cashed-up superannuation funds raises questions about what they will do with all their money, and how they will deliver the best outcome for members.
A legal precedent may be set for SMSF auditors after a court found a second auditor responsible for the lion’s share of an SMSF’s losses.
Is it inevitable that women will end up with less superannuation in retirement? Women’s superannuation issues are certainly unique. Here’s why.
Public pension schemes are coming under pressure in many countries, raising questions about how people will fund their retirement lifestyles. Here are some steps to future-proof your nest egg.
Retirees may require more than the Age Pension to live comfortably in their older years, and the Australian Federal Budget 2018's expansion of the Pension Loans Scheme makes a reverse mortgage more appealing. However, is it really worth contemplating?
Don't just have a retirement plan, have a financial life plan.
Auditors of self-managed superannuation funds (SMSFs) have been in the regulatory spotlight since 2013, when registration became a requirement under the government’s Stronger Super reforms.
Plans to introduce a three-year audit cycle for compliant self-managed superannuation funds (SMSFs) will fail to reduce compliance costs for trustees and instead could force some auditors out of the market, accounting professionals warn.
An ASIC review highlights that some people are just not suited for self-managed superannuation funds (SMSFs) and the onus is on financial advisers to recognise when this might be the case.
The debate rages on whether self-managed superannuation fund (SMSF) investors would be better off handing over their savings to professional fund managers.