Superannuation

Three experts debate whether reverse mortgages are a good idea for Australia's retirees.

Are reverse mortgages a good idea for retirees?


There’s no universal route to financial security in retirement, but there are common steps in the journey. Start with a financial life plan.

Why a 'financial life plan' is better for you than a 'retirement plan'


Conducting a quality SMSF audit demands sufficient time, resources and access to relevant expertise.

Your essential SMSF auditor checklist


SMSF advisers say this change in particular will not lower the cost of audits for super fund trustees because it will not reduce the overall work involved in auditing a SMSF.

The risks of three-year SMSF audits


Around 90 per cent of financial advice on setting up an SMSF does not comply with relevant laws.

ASIC study shows up shaky SMSF advice


SMSFs are under fire, with some self-managed super funds not matching the returns of APRA-regulated default MySuper funds.

The SMSF dilemma: would you be better off with a professional fund manager?


The Australian superannuation system is designed to be universal.

Is the superannuation guarantee a barrier for women, low-income earners and those with multiple jobs?


It is not only longevity risk – fear of outliving money – that is the main driver of retirees not spending.

Why won’t retirees spend their superannuation?


Trustees will still have every year audited, but this would be completed once every three years.

Three-year SMSF audits: how auditors will be affected


Retirement used to mean settling down, but for some it now means jetting off. Illustration: Ellen Porteus

The pros and cons of retiring abroad


Advisers must be aware of their duties and obligations to the trustee, the member and/or the beneficiaries of that BDBN.

Have you been ‘given’ a valid BDBN?


From 1 July 2019, eligibility for the Pension Loan Scheme will be extended to all pension-age retirees.

Federal Budget 2018 – the verdict on super and retirement


In super, size is the new black – and the big are getting bigger.

Struggling super funds pushed to merge


A licensed accountant should keep good records of the discussions they have with clients when providing SMSF services.

ASIC: How to help your clients set up an SMSF


Before you sell your family home, find out what the consequences of downsizing are.

What downsizers need to know about the new super rules


There are red flags that could point to problems with auditor independence

6 warning signs the ATO uses when monitoring SMSF auditors


Do super funds still represent a safe bet for young Australians?

Should you put more money into super?


SMSF trustees and advisers are now faced with the task of understanding the new rules for SMSFs and how they impact on investment decisions.

SMSFs: trustees, advisers face new concerns


Regardless of what SMSF trustees require, there is scope for advisers to assist with coaching and direction so their clients are able to meet their future goals.

SMSF trustees want more from their advisers


Is the golden age of super over?


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