Superannuation

Australia’s superannuation funds are estimated to report collective assets under management of A$6 trillion by 2030.

Super sizing: the growth of cashed-up super funds


If you access super early, you’ll lose its compounding benefit, reduce the amount that you have in retirement and potentially increase your reliance on the aged pension.

Early release of super: good idea or not?


Recent court cases are a stark warning to SMSF auditors, after a court found a second auditor responsible for a lion's share of SMSFs losses.

SMSF auditors under renewed scrutiny


The biggest step the government could take to improve women’s super balances is to increase the superannuation guarantee to 12 per cent.

How to make super work for women


A perfect storm of ageing populations, low interest rate environments that stymie compound interest, and high government debt is placing enormous pressure on many retirement systems.

Retirement: future-proofing your nest egg


Three experts debate whether reverse mortgages are a good idea for Australia's retirees.

Are reverse mortgages a good idea for retirees?


There’s no universal route to financial security in retirement, but there are common steps in the journey. One way to start is with a financial life plan.

Why a 'financial life plan' is better for you than a 'retirement plan'


Conducting a quality SMSF audit demands sufficient time, resources and access to relevant expertise.

Your essential SMSF auditor checklist


SMSF advisers say this change in particular will not lower the cost of audits for super fund trustees because it will not reduce the overall work involved in auditing a SMSF.

The risks of three-year SMSF audits


Around 90 per cent of financial advice on setting up an SMSF does not comply with relevant laws.

ASIC study shows up shaky SMSF advice


SMSFs are under fire, with some self-managed super funds not matching the returns of APRA-regulated default MySuper funds.

The SMSF dilemma: would you be better off with a professional fund manager?


The Australian superannuation system is designed to be universal.

Is the superannuation guarantee a barrier for women, low-income earners and those with multiple jobs?


It is not only longevity risk – fear of outliving money – that is the main driver of retirees not spending.

Why won’t retirees spend their superannuation?


Trustees will still have every year audited, but this would be completed once every three years.

Three-year SMSF audits: how auditors will be affected


Retirement used to mean settling down, but for some it now means jetting off. Illustration: Ellen Porteus

The pros and cons of retiring abroad


Advisers must be aware of their duties and obligations to the trustee, the member and/or the beneficiaries of that BDBN.

Have you been ‘given’ a valid BDBN?


From 1 July 2019, eligibility for the Pension Loan Scheme will be extended to all pension-age retirees.

Federal Budget 2018 – the verdict on super and retirement


A licensed accountant should keep good records of the discussions they have with clients when providing SMSF services.

ASIC: How to help your clients set up an SMSF


Before you sell your family home, find out what the consequences of downsizing are.

What downsizers need to know about the new super rules


There are red flags that could point to problems with auditor independence

6 warning signs the ATO uses when monitoring SMSF auditors


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