Superannuation

A perfect storm of ageing populations, low interest rate environments that stymie compound interest, and high government debt is placing enormous pressure on many retirement systems.

Retirement: future-proofing your nest egg


Three experts debate whether reverse mortgages are a good idea for Australia's retirees.

Are reverse mortgages a good idea for retirees?


There’s no universal route to financial security in retirement, but there are common steps in the journey. One way to start is with a financial life plan.

Why a 'financial life plan' is better for you than a 'retirement plan'


Conducting a quality SMSF audit demands sufficient time, resources and access to relevant expertise.

Your essential SMSF auditor checklist


SMSF advisers say this change in particular will not lower the cost of audits for super fund trustees because it will not reduce the overall work involved in auditing a SMSF.

The risks of three-year SMSF audits


Around 90 per cent of financial advice on setting up an SMSF does not comply with relevant laws.

ASIC study shows up shaky SMSF advice


SMSFs are under fire, with some self-managed super funds not matching the returns of APRA-regulated default MySuper funds.

The SMSF dilemma: would you be better off with a professional fund manager?


The Australian superannuation system is designed to be universal.

Is the superannuation guarantee a barrier for women, low-income earners and those with multiple jobs?


It is not only longevity risk – fear of outliving money – that is the main driver of retirees not spending.

Why won’t retirees spend their superannuation?


Trustees will still have every year audited, but this would be completed once every three years.

Three-year SMSF audits: how auditors will be affected


Like what you're reading? Enter your email to receive the fortnightly INTHEBLACK e-newsletter.